Personal Checking

Checking accounts to fit your needs

(e)Checking

Designed for students, frequent travelers, online shoppers, individuals comfortable with e-Products, and individuals interested in eco-friendly products.

$100 minimum to open account
No monthly activity fee if 10 or less checks are written per month; $8.00 monthly activity fee if more than 10 checks are written per month
Must enroll for online banking and eStatements
Green debit card - Free foreign ATM transactions - As a Colony Bank green debit card owner you can enjoy the convenience of "no cost" ATM transactions. When you withdraw cash from a foreign ATM (an ATM that is not owned by Colony Bank) you will not be charged a fee for foreign ATM use. You will receive a credit back for transaction surcharge fees charged by the ATM terminal owner at the time of the transaction. The credit will be posted to your account to offset the ATM terminal owner surcharge that is automatically included in your transaction amount and will post on the same date as your ATM transaction.
Cash Rewards - Earn cash rewards by shopping online at participating national retail merchants using the debit cards and/or credit cards you register. Eligible cash rewards will automatically be refunded to your registered card(s) as a credit on your monthly statement within 90 days from purchase date
Identity Theft Protection - CardCops Fraud Alarm Program - Your Colony Bank debit card will be registered allowing Colony Bank to receive early notification of suspicious activity associated with your debit card account number. CardCops data security service monitors data gathered from online black markets where stolen credit cards and bank account numbers are bought and sold and alerts creditors and banks to potentially compromised account information. Powered by CardCops, Fraud Alarm provides the unique benefit of being able to help prevent fraudulent charges or other types of identity fraud before it happens. With these data protection services in place, Colony Bank can use Fraud Alarm and its findings to detect and protect compromised accounts before the affected customers or businesses realize their data has been jeopardized. Colony Bank's debit cards will be monitored by CardCops Fraud Alarm 24 hours a day - 7 days a week - 365 days per year. If notified of suspicious activity on your debit card account number, Colony Bank will notify you and follow proper procedures to protect your account.
Bonus - You will receive your choice of an eco-friendly Colony Bank tote bag or a Colony Bank mouse pad when you open an (e)Checking account and enroll for online banking and eStatements.

Freedom Checking

Designed for educators, full-time students, health care providers, public safety
employees, military personnel, or customers with direct deposit.

$100 minimum to open account
No monthly maintenance fee
Unlimited check writing

Eagle Checking

Designed for customers desiring the flexibility of a checking account with the
interest earnings power of a savings account. (NOW account eligibility restrictions
apply.)

$100 minimum to open account
No monthly maintenance fee with a minimum daily balance of
$500
$5.00 monthly maintenance fee plus $0.20 per debit if balance
goes below $500
Earns interest on average daily balance of $1,000 or above
Interest is credited monthly

Power Checking

Designed for customers who prefer unlimited checking for a fixed monthly fee.

$100 minimum to open account
No minimum balance required
$8 monthly maintenance fee
Unlimited check writing
Free standard check orders

Golden Eagle Checking

Designed for customers age 50 and over.

$100 minimum to open account
No monthly maintenance fee
Earns interest on average daily balance
Interest is credited monthly
Free standard check orders
Free cashier’s checks and travelers checks
Complimentary notary service
Complimentary photo copying (restrictions apply)

Free services for the above checking accounts

Online banking and online bill pay
Telephone banking
Debit card
ATM access at Colony Bank ATMs
Combined checking and savings account statements

FDIC Insurance

Cash Rewards

Now you can earn money back by shopping through the Cash Rewards website.

Helpful tips and Overdraft Plans for consumer accounts.
Learn More

| Member FDIC

Security | Shareholder Information | Whistleblower Policy

Nationwide Mortgage Licensing System and Registry | Excessive/Luxury Expenditures Policy

Online Banking Security

At Colony Bank ensuring the security of your online information is important to us, and that's why you can rest assured that no one but Colony Bank has access to your information.

Signing on to view your accounts from the Colony Bank website is safe. The moment you click the Login button, your username is encrypted using Secure Sockets
Layer (SSL) technology, keeping
your information secure.