Colony Bank Stockholder Information

Colony Bankcorp Colony Bankcorp, Inc. (the "Company") is a multi-bank holding company with its primary offices located in Fitzgerald, Georgia. The Company owns seven banking subsidiaries doing business from twenty-five offices in the South and Central Georgia cities of Albany, Ashburn, Broxton, Chester, Columbus, Cordele, Douglas, Eastman, Fitzgerald, Leesburg, Moultrie, Pitts, Quitman, Rochelle, Savannah, Soperton, Sylvester, Thomaston, Tifton, Valdosta, and Warner Robins.

The Company's banking charters include the state banking charters of Colony Bank Ashburn, Colony Bank of Dodge County, Colony Bank of Fitzgerald, Colony Bank Southeast, Colony Bank Wilcox, and Colony Bank Worth, as well as a federally-chartered savings bank charter, Colony Bank Quitman. Georgia First Mortgage Company is a wholly-owned subsidiary of Colony Bank Ashburn but provides mortgage origination services to each of the Colony banks. Additionally, Colony Management Services, a wholly-owned subsidiary of the Company, provides data processing, check processing, internal audit, compliance and loan review services to the Colony-owned bank subsidiaries.

Because Colony Bankcorp, Inc. is a bank holding company, its principal operations are conducted through its subsidiary banks. It has 100% ownership of each subsidiary and maintains systems of financial, operational and administrative controls that permit centralized evaluation of the operations of the subsidiary banks in selected functional areas including operations, accounting, marketing, investment management, purchasing, human resources, computer services, auditing, compliance and credit review.

Responsibility for management of each bank remains with its respective Board of Directors and officers. Services rendered by the Company are intended to assist the local management of the banks and to expand the scope of available banking services.

Colony Bankcorp, Inc. Common Stock is quoted on the NASDAQ National Market under the symbol "CBAN."

• 2007 Annual Report in Adobe PDF format (4MB)
• Current stock price and related information (from TickerTech.com)
• Current SEC Filings

Market Makers for Colony Bankcorp, Inc. Stock
Sterne, Agee & Leach, Inc. Sam Haskell, Vice President Birmingham, Alabama (866) 378-3763	Morgan Keegan & Co. Leonard Seawell Senior Vice President Atlanta, Georgia (888) 774-5422
Fig Partners, LLC Eric Lawless, Vice President Atlanta, Georgia (866) 344-2657

*Corporate Headquarters:*	*Independent Auditors:*
Colony Bankcorp, Inc. Post Office Box 989 115 South Grant Street Fitzgerald, GA 31750 (229) 426-6000	McNair, McLemore, Middlebrooks & Co., LLP Post Office Box One Macon, GA 31202

*Shareholder Services:*
Shareholders who wish to change the name, address, or ownership of stock; to report lost, stolen or destroyed certificates; or to consolidate accounts should contact:	American Stock Transfer & Trust Company Shareholder Services 59 Maiden Lane Plaza Level New York, NY 10038 (800) 937-5449 www.amstock.com