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Consumer Loans



Questions? We can help you find the loan that is right for you! Contact your local branch or e-mail us to learn more.


It's pretty hard to get around without your own vehicle these days. Fortunately, with an auto loan from Colony Bank, owning your vehicle is easy.

Go ahead and start kicking the tires of that new car or truck you've been dreaming about. We can get you behind the wheel quickly and easily, with customized loans and favorable rates to keep your payments affordable.

  • New and used car financing
  • Competitive interest rates
  • Commitment to personal service
  • Local management and underwriting
  • Pre-approval available
  • Refinance your current auto loan
  • Easy application process


Here in Georgia, we know how to have fun! If we're not boating on the lake, we're 4-wheeling, RVing, or camping under a big blanket of stars.

If you're looking to purchase your own boat, ATV, or RV to enjoy more of the Great Outdoors, let us help! Our loan experts can help customize a loan for you that fits your budget and gets you out of the house and back outside fast!

  • New and used recreational vehicles and watercraft
  • Favorable terms
  • Affordable payments
  • Commitment to personal service
  • Local management and underwriting
  • Easy application process

Savings Secured

Cash is king. So keep those funds in the bank where you can earn interest on them. You can still put the funds to use now by using your savings deposits to secure a low-rate loan from Colony Bank.

By using your deposit as collateral, you enjoy the best of today and tomorrow. Get the loan you want while keeping your nest egg intact.

  • Use SSB accounts as collateral
  • Earn interest on funds
  • Balance must be equal to amount borrowed
  • Perfect credit not required
  • Flexible terms
  • Commitment to personal service
  • Local management and underwriting
  • Easy application process

Personal Loans

While dreams are free, making them a reality costs money—but that doesn't mean they can't come true! At Colony Bank, we offer financing to bring them within your reach.

Get a great interest rate and creative repayment solutions to help make it happen now. We also offer lines of credit to provide access to funds as you need them!

  • Favorable rates
  • Convenient repayment terms
  • Fixed monthly payments
  • Lines of credit available
  • Commitment to personal service
  • Local management and underwriting
  • Secured and unsecured financing
  • Credit life and disability insurance available
  • Easy application process

Freedom Line

Have you ever made a mistake in calculating your checking account balance?  The Freedom Line of Credit protects you from any checks being returned for insufficient funds, up to your credit line limit.

For further information, please contact a lending officer at one of our convenient locations near you

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