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Real Estate Loans



Questions? We can help you find the loan that is right for you! Contact your local branch or e-mail us to learn more.

Mortgage & Construction

Colony Bank understands that when it comes to single family and multi-family residential lending, or commercial lending, our personal attention and speedy turnaround can save you time and money.  Colony Bank constantly monitors the market, with an eye for new options, better products and attractive pricing for our customers. 

When you work with Colony Bank you will get fast, friendly service and competitive prices.  We make it easy to do business with Colony Bank!

 Our mortgage loan program includes:

  • Purchase and Refinance Loans
  • Conventional Loans
  • Fixed and Adjustable rates
  • FHA/VA
  • Jumbo Loans
  • Second Home/Condos/Investment Properties
  • Cash Out Refinances
  • Community Home Buyers/First Time Buyers Programs
  • Malls and Strip Centers (Anchored and Non Anchored)
  • Office Building, Office Parks
  • Hotels and Motels
  • Owner Occupied Business Property
  • Nursing Home
  • Other Lending Services such as:
    • Home Real Estate Bridge Loans
    • Interim construction loans
    • Home Improvement loans
    • Investor and Second Home Financing

Lot & Small Acreage

When you find the perfect location but are not yet ready to build, we can help you close the deal with an affordable loan.

Let us show you what we can do for you—our loan experts will sit down with you and customize financing so that you get the deal that meets your needs.

  • Competitive interest rates
  • Various term options
  • Affordable payments
  • Commitment to personal service
  • Local management and underwriting
  • Easy application process

Home Equity Line of Credit

Take advantage of the equity in your home with Colony Bank’s Credit Line.  This line can be used for paying off debts, remodeling your home, purchasing an automobile, or anything else on your wish list.

For further information, please contact a lending officer at one of our convenient locations near you.


An important aspect to running a successful business is having a place to run it. We can provide the loan to make purchasing that property possible. We can also finance construction or remodeling of your current facilities.

Our commitment to low rates means you can retain more of your monthly budget to the actual running of your business.

  • Great interest rates
  • Convenient terms and payments
  • Commitment to personal service
  • Local management and underwriting
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