Personal Business
Sign up Now  |   Learn More

Certificates of Deposit

Colony Bank’s Flexible Certificate of Deposit Offerings

Standard Term CDs

  • $500.00 minimum opening deposit
  • Variety of terms from 07 days to 72 months are available to fit your investment needs
  • Interest earned on fixed-market rate
  • Interest is compounded monthly
  • Interest can be paid monthly, quarterly, semi-annually, annually
  • Interest can be automatically transferred to a checking account or savings account
  • Penalty for early withdrawal
    • One month's interest for terms 12 months and less
    • Three month's interest for terms over 12 months

Individual Retirement Accounts (IRAs)

Colony Bank IRAs provide one of the safest ways to save for retirement, since they are FDIC insured and offer steady returns. 

IRAs also provide tax advantages for your long-term retirement savings.
Start contributing now and let your money grow for your benefit.

Colony Individual Retirement Term Account is a fixed market rate IRA

  • $500 minimum opening deposit
  • Variety of terms available
  • Interest compounds monthly
  • Interest can be paid monthly, quarterly, semi-annually, annually
  • Includes Traditional, Roth and Coverdell Education Savings Accounts (ESA), Savings Incentive Match Plans for Employees (SIMPLE), and Simplified Employee Pension (SEP)
  • Penalty for early withdrawal, except withdrawals made in accordance with IRS distribution

Lifelock Man




Colony Mobile

Download the app today for the ultimate in on demand service.
Learn more


FDIC Insurance


Trusteer Small

Pop Money

Money iQ



  |  Member FDIC

Privacy Policy | Code of Ethics

Security | Shareholder Information | Whistleblower Policy

Nationwide Mortgage Licensing System and Registry | Excessive/Luxury Expenditures Policy