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Personal Lending

Providing a Wide Selection of Credit and Loan Products

Whether you are shopping for a home, new car or other personal uses, Colony Bank is here to help you find the best product for your needs.  Colony Bank’s goal is to be viewed as a high quality, friendly place to conduct banking business.  Our reputation and a high level of public confidence are extremely important to us.

Secured Personal Loans

  • Loans secured by savings or time accounts
  • Loans secured by cash value of life insurance
  • Loans secured by readily marketable stocks and bonds

Vehicle Loans

  • Loans secured new and used (up to five years old) vehicles
  • Fast pre-approvals (subject to credit review)
  • Convenient terms
  • Competitive rates

Farm Loans

  • Loans that are adequately secured and properly underwritten to farmers
  • Loans for and secured by general use machinery and equipment which has a developed resale market

Freedom Line of Credit

Have you ever made a mistake in calculating your checking account balance?  The Freedom Line of Credit protects you from any checks being returned for insufficient funds, up to your credit line limit. 

For further information, please contact a lending officer at one of our convenient locations near you

Home Equity Line of Credit

Take advantage of the equity in your home with Colony Bank’s Credit Line.  This line can be used for paying off debts, remodeling your home, purchasing an automobile, or anything else on your wish list.

For further information, please contact a lending officer at one of our convenient locations near you.

Mortgage Loans

Colony Bank understands that when it comes to single family and multi family residential lending, or commercial lending, our personal attention and speedy turnaround can save you time and money.  Colony Bank constantly monitors the market, with an eye for new options, better products and attractive pricing for our customers.  

When you work with Colony Bank you will get fast, friendly service and competitive prices.  We make it easy to do business with Colony Bank!

 Our mortgage loan program includes:

  • Purchase and Refinance Loans
  • Conventional Loans
  • Fixed and Adjustable rates
  • FHA/VA
  • Jumbo Loans
  • Second Home/Condos/Investment Properties
  • Cash Out Refinances
  • Community Home Buyers/First Time Buyers Programs
  • Malls and Strip Centers (Anchored and Non Anchored)
  • Office Building, Office Parks
  • Hotels and Motels
  • Owner Occupied Business Property
  • Nursing Home
  • Other Lending Services such as;
    • Home Real Estate Bridge Loans
    • Interim construction loans
    • Home Improvement loans
    • Investor and Second Home Financing

FDIC Insurance

 

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Debit Card / Online Security

Colony Bank will never contact you and ask for you to provide your online banking credentials. debit card number, PIN, or any information printed on your debit card. Keep your personal information secure. Beware of emails, robo calls, voice mails and text messages requesting online banking or debit card information. Please contact Customer Service at 1-800-873-6404 if you have any questions or concerns about your personal banking information.

 

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